If you are interested in short-term care insurance, we encourage you to give us a call.
Our team here at Senior Insurance Advisors wants to help you take the best possible care of your health, and that means helping you be prepared for any eventuality. One of the ways we do that is by providing short-term care insurance. In this article, we’ll go over more about what this type of insurance does so that you can decide if it is right for your needs.
To put it simply, short-term care insurance covers the costs of things like home care, as well as assisted living or nursing homes for when you are unable to look after all of your own needs by yourself. In this way, it is similar to long-term care insurance, but instead of covering years of care, short-term care policies typically provide benefits for periods of twelve months or less. This type of coverage is useful for dealing with short-term illnesses or injuries, as you will be able to receive the assistance you need during your recovery period but will not have to pay for that coverage for longer than you are actually using it.
Many people use this type of insurance as a more affordable alternative to long-term care insurance, and others use it as a way to fill gaps in Medicare’s coverage. No matter what situation you find yourself in, you can count on our team to give you the accurate information and expert recommendations you need to make the best decisions for your needs. If you are interested in short-term care insurance, we encourage you to give us a call to learn more.