Medicare Advantage

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Our team offers Medicare Advantage plans to provide the flexibility you need.

Here at Senior Insurance Advisors, we want to help you get the best health insurance for your needs. For some, the best choice of insurance might be a Medicare Advantage plan. In this article, we’ll explain more about what Medicare Advantage is and how it works so that you can decide if it is the ideal choice for your particular circumstances.

Medicare Advantage

Medicare Advantage plans cover Parts A and B of traditional Medicare (hospital and medical insurance, respectively), and many cover Part D (prescription drugs) as well. The difference is that while original Medicare is offered through the federal government, Medicare Advantage is offered by private insurance companies. These companies still have to follow rules set by Medicare, but in other ways, they can offer greater flexibility. Medicare Advantage plans put limits on your annual out-of-pocket costs to protect you from unexpected financial burdens. However, most plans limit you to a certain network of providers and charge more for out-of-network services.

There are more details that you should consider before making your choice, but they are too specific and nuanced to cover within the scope of this article. If you would like further information about Medicare Advantage, or if you have questions about it in regard to your situation, we encourage you to reach out to our experienced team. We’ll take the time to give you all the information you need and explain anything that you are not sure about. When you are ready to move forward with your insurance needs, don’t hesitate to give us a call.